See how straightforward it is to get a loan with Southwest Funding
Like Following a Recipe for Your Home Loan.
We try to make the home loan process fairly straightforward by breaking it down into five steps. If you are a first-time home buyer, check out Home Buying 101 to get a broader view of where this process fits into your overall home buying journey.
After you’ve had a chance to connect with us, click the apply now button to fill out the loan application. With that information, we’ll be able to go over your situation in detail and finalize on a plan that fits your goals. If you haven’t located a property yet, we can also give you a pre-qualification letter to give you an advantage when shopping for a home.
Here we go! As we work on processing, underwriting, ordering an appraisal and more, our team will review your documentation (credit, income, assets, property, etc.) to make sure that all guidelines are met.
When all guidelines have been met, your loan is 'clear to close'! Your Loan Originator will set up a meeting to sign all of the paperwork.
When all parties have signed the necessary paperwork, the money we have sent to the title company will be disbursed. At this time, you'll get the keys to your new home or your new mortgage refinance will take effect!