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Loan Programs

Discover home loans that fit your situation.

Which Kind of Loan Fits You?

You probably know that toy bricks come in different shapes and sizes. The same concept can be applied to home loans. These different types of home loans can suit various situations and are designed for individuals depending on background, finances and preference. When you reach out, (see our process) we can help you decide which loan works for your situation.

Kinds of Loan Programs:

FHA Loans

Purpose: This is a government-backed loan that can make it easier to get a home loan

Pros: Typically has less stringent requirements than conventional loans

VA Loans

Purpose: Available for military service members and/or spouses provided you meet the eligibility guidelines

Pros: No money down for the down payment and no mortgage insurance required is a big advantage to using this loan program.

USDA Loans

Purpose: Available within qualified rural areas (see map to see if you qualify) for eligible residents

Pros: Pros: USDA Loans are great for a lower or no up-front down payment

Conventional Loans

Purpose: Your traditional home loan for well-qualified borrowers with various down payment options

Pros: Access to higher loan amounts, competitive interest rates and the ability to avoid mortgage insurance at certain loan-to-value ratios

Jumbo Loans

Purpose: Loan amounts exceeding FHFA limits

Pros: Great for financing high-end properties

Reverse Mortgages

Purpose: For borrowers 62 years and older who want to access the equity in their home and no longer have a monthly mortgage payment

Pros: Receive a lump sum payment or have access to a credit line

Take an Easy First Step. See How Much You Could Qualify For:

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More Options

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Crunch the Numbers

Crunch the Numbers

Having an idea of where you’re at helps us find a home loan that fits your personal situation.

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Home Buying 101

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Our Loan Process

Our Loan Process

From start to finish, it’s five easy steps to get you funded with a tailored loan that’s on time and on budget.

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Southwest Funding LP, 13150 Coit Road Ste 100
Dallas TX 75240 - NMLS 32139
Copyright © 2023 | Privacy Policy | Licensing

Southwest Funding, LP (NMLS #32139) is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. NMLS Consumer Access

Contact

  • Phone: (855) 462-0124
  • Email: info@southwestfunding.com

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